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MSU Çб³ º¸Çè ¿ä±¸Á¶°Ç°ú AIG À¯Çлýº¸Çè ºñ±³ |
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MSU Çб³ º¸Çè ( »óÇØ , Áúº´ Ä¡·áºñ $50,000) |
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AIG À¯Çлý º¸Çè S-5 Ç÷» |
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| »óÇØ , Áúº´ Ä¡·áºñ °¢°¢ $50,000 |
»óÇØ , Áúº´ Ä¡·áºñ °¢°¢ $50,000 |
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| $500 Deductible per Insured |
»óÇØ Ä¡·áºñ 100% Áö±Þ Áúº´Ä¡·á½Ã¿¡¸¸ deductible ¾à $ 100 |
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Minimum of $17,500 reparation and medical evacuation insurance |
reparation and medical evacuation insurance (AIG $20,000) |
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| 1 ³â º¸Çè·á $1224 |
1 ³â º¸Çè·á $605 |
| • º¸»ó¿¡¼ ´õ ÁÁÀº º¸ÇèÀ» °¡ÀÔÇϸ鼵µ ¿¬°£ ¸¹Àº º¸Çè·á Àý°¨
• F-1 , J-1/J-2 ºñÀÚ ¸ðµÎ AIG º¸Çè S-5 Ç÷» °¡ÀÔÇÏ½Ã¸é µË´Ï´Ù . |
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MSU º¸Çè ±â°£ ¹× Deadlines |
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* ¹Ýµå½Ã ¾Æ·¡ ±â°£ÀÇ º¸ÇèÀ» Deadline ±îÁö ¿öÀÌºê ½Åû ÇØ¾ß ÇÕ´Ï´Ù .
- Annual /Fall : º¸Çè±â°£ 8 ¿ù 15 ÀÏ ~8 ¿ù 14 ÀÏ (Deadline 9 ¿ù 30 ÀÏ )
- Spring : 1 ¿ù 1 ÀϺÎÅÍ ½ÃÀÛÇÏ´Â º¸Çè ((Deadline 1 ¿ù 31 ÀÏ )
- Summe r: 5 ¿ù 15 ÀϺÎÅÍ ½ÃÀÛÇÏ´Â º¸Çè (Deadline 6 ¿ù 15 ÀÏ ) |
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AIG À¯Çлý/±³È¯±³¼ö/ÃâÀåÀÚ/Á¶±âÀ¯Çлý/ÇØ¿Üµ¿¹Ý°¡Á·/Æ÷½º´Ú º¸Çè·á |
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PLAN |
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S-3 |
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S-4 |
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S-5 |
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S-6 |
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S-7 |
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S-8 |
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º¸»ó Çѵµ |
»óÇØ |
»ç¸Á/ÈÄÀ¯ÀåÇØ |
30,000 |
70,000 |
20,000 |
20,000 |
20,000 |
20,000 |
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| »óÇØÄ¡·á |
100,000 |
75,000 |
50,000 |
30,000 |
25,000 |
20,000 |
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| Áúº´ |
Áúº´Ä¡·á |
100,000 |
75,000 |
50,000 |
30,000 |
25,000 |
20,000 |
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| ¸éÃ¥±Ý¾× |
10¸¸¿ø (¿øÈ±âÁØ) |
10¸¸¿ø (¿øÈ±âÁØ) |
10¸¸¿ø (¿øÈ±âÁØ) |
10¸¸¿ø (¿øÈ±âÁØ) |
10¸¸¿ø (¿øÈ±âÁØ) |
10¸¸¿ø (¿øÈ±âÁØ) |
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| Áúº´»ç¸Á |
0 |
0 |
0 |
0 |
0 |
0 |
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| Ưº°ºñ¿ë |
30,000 |
30,000 |
20,000 |
20,000 |
20,000 |
20,000 |
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| õÀç»óÇØ |
»ç¸Á/ÈÄÀ¯ÀåÇØ |
30,000 |
70,000 |
20,000 |
20,000 |
20,000 |
20,000 |
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| »óÇØÄ¡·á |
100,000 |
75,000 |
50,000 |
30,000 |
25,000 |
20,000 |
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| º¸Çè·á |
6 MONTH |
844.46 |
644.38 |
423.8 |
256.8 |
215.04 |
173.3 |
| 12 MONTH |
1.206.38 |
920.56 |
605.44 |
366.86 |
307.22 |
247.57 |
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| 2006. 05. 01ºÎÅÍ ½ÃÇà |
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* Áúº´Ä¡·á½Çºñ¿¡ ´ëÇÑ ¸éÃ¥±Ý¾×Àº ´çÀÏ ¿ÜȯÀºÇà 1Â÷°í½Ã Àü½Åȯ ¸ÅµµÀ²·Î ³ª´©¾î US$·Î Ç¥±âµÊ. * »ó±â¿Ü ´ãº¸(¹è»óÃ¥ÀÓ, Ç×°ø±â ³³Ä¡´ãº¸)ÀÇ Ãß°¡ °¡ÀԽô °¡ÀÔ ´çÀÏ ¿ÜȯÀºÇà 1Â÷°í½Ã ´ë°í°´ Àü½Åȯ ¸ÅµµÀ²À» Àû¿ëÇÏ¿© º¸Çè·á¸¦ »êÃâ * õÀç»óÇØÀ§Çè´ãº¸ º¸Åë¾à°ü Á¦7Á¶(º¸»óÇÏÁö ¾Æ´ÏÇÏ´Â ¼ÕÇØ)Á¦1Ç× 8.¿¡µµ ºÒ±¸Çϰí ÁöÁø,ºÐÈ ¶Ç´Â ÇØÀÏ·Î »óÇØ¸¦ ÀÔ¾úÀ» ¶§¿¡´Â ±× »óÇØ·Î ÀÎÇÏ¿© »ý±ä ¼ÕÇØ¸¦ õÀç»óÇØÀ§Çè ´ãº¸ Ư¾à¿¡ µû¶ó º¸»óÇÏ¿© µå¸³´Ï´Ù.
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º¸Çè·áÇ¥¿¡ °üÇÑ ¼³¸í |
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1. »óÇØÄ¡·á.Áúº´Ä¡·á Ç׸ñÀÇ º¸»ó¾×Àº ¿Ü±¹»ýȰ¿¡¼ °¡Àå Áß¿äÇÑ ºñ¿ëÀÌ¸ç »óÇØÄ¡·áºñ´Â º´¿øºñ Àü¾× Áúº´ Ä¡·áºñ´Â 10¸¸¿øÀÇ ¸éÃ¥±Ý¾×ÀÌ ÀÖ½À´Ï´Ù. 2. ¸éÃ¥±Ý¾×Àº »óÇØ¿¡´Â ¾ø°í Áúº´¿¡¸¸ ÀÖ½À´Ï´Ù. º´¿ø °¡½Ç¶§¸¶´Ù ³»½Ã´Â °ÍÀÌ ¾Æ´Ï°í µ¿ÀÏÇÑ Áúº´ ÇѰÇÀÇ ÃÑ Ä¡·áºñÁß ºÎ´ãÇϽô ºñ¿ëÀÔ´Ï´Ù. °è¾àÇϽô ³¯ Àü½Åȯ ¸ÅµµÀ²¿¡ ÀÇÇÏ¿© ¿ÜÈ·Î °áÁ¤µÇ°í Áõ±Ç¿¡ ¿ÜȷΠǥ½ÃµË´Ï´Ù. 3. õÀç»óÇØ´Â ¿©ÇàÀÚ ¹× À¯Çлý º¸Çè¿¡¼ õÀçÁöº¯Àº º¸»óÀÌ ¾ÈµÇ¾úÀ¸³ª, µ¿³²¾Æ ÁöÁøÇØÀÏ ÀÌÈÄ·Î Ãß°¡µÈ ºÎºÐÀÔ´Ï´Ù. 4. º¸Çè±â°£Àº °í°´²²¼ ÇÊ¿äÇϽŠ±â°£¸¸Å °è¾àÇÏ½Ã¸é µÇ°í º¸Çè°³½Ã´Â °í°´²²¼ ¿øÇϽô ½Ã±âºÎÅÍ ÇÏ¿©µå¸³´Ï´Ù. 5. ÀÌ º¸ÇèÀº Àå±âü·ùÀÚ º¸ÇèÀ¸·Î¼ Ãâ»ý ÈÄ 12°³¿ù ÀÌ»óºÎÅÍ 65¼¼ ÀÌÇÏÀκи¸ °¡ÀÔ°¡´ÉÇÕ´Ï´Ù. 6. °è¾à ÈÄ ¹ß±ÞµÇ´Â Áõ±ÇÀº ÇÑ¿µÈ¥¿ë°ú ¿µ¹® Àü¿ë µÎÁ¾·ù°¡ ¹ßÇàµË´Ï´Ù. 7. 1ȸ °è¾àÀÇ ÃÖÀå±â°£Àº 12°³¿ùÀÌ¸ç ´õ ÀÌ»ó ü·ù¿¹Á¤½Ã¿¡´Â 12°³¿ù ¸¸·á 1°³¿ùÀü Àç°è¾à ÇÏ½Ã¸é µË´Ï´Ù.
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AIG º¸Çè°¡ÀԽà ÀåÁ¡ |
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º¸ÇèÀº Çѱ¹ AIG¿¡ °¡ÀÔÇÏ½Ã´Â°Ô ÈξÀ ÀåÁ¡ÀÌ ¸¹½À´Ï´Ù.
1. ¹Ì±¹ Çб³º¸ÇèÀÇ °æ¿ì Çб³ ÁÖº¯ÀÇ º´¿øÀ» ÁöÁ¤ÇÏ¿© ÀÌ¿ëÇϹǷΠÇб³°¡ ÀÖ´Â ÁÖ¸¦ ¹þ¾î³ª¸é º¸»óÇѵµ°¡ ³·¾ÆÁö°Å³ª ½ÉÁö¾î º¸»óÀÌ ¾ÈµÇ´Â °æ¿ìµµ ÀÖ½À´Ï´Ù. (AIG ´Â ¹Ì±¹ »Ó¸¸ ¾Æ´Ï¶ó Àü¼¼°è ¾îµð¿¡¼³ª º¸»ó µË´Ï´Ù.)
2. ¹Ì±¹ Çб³ º¸ÇèÀÇ °æ¿ì ¹æÇÐ µ¿¾È¿¡ ¹ß»ýÇÏ´Â »ç°í´Â º¸»óÀÌ ¾ÈµË´Ï´Ù. À¯Çлý º¸ÇèÀÇ »ç°í°¡ ¹æÇе¿¾È¿¡ ÁýÁß µË´Ï´Ù. ¸¹Àº À¯ÇлýµéÀÌ ¹æÇÐÀ» ÀÌ¿ëÇÏ¿© ¿©ÇàÀ̳ª ·¹Á® Ȱµ¿À» °èȹ ÇÕ´Ï´Ù. ±×·¯¹Ç·Î »ç°í ¹ß»ýÀ²ÀÌ ³ô½À´Ï´Ù. (AIG ´Â 365ÀÏ 24½Ã°£ °ÅÀǸðµç »ç°í ¹× Áúº´À» º¸»óÇÏ¿© µå¸³´Ï´Ù.)
3. ¹Ì±¹ Çб³ º¸ÇèÀº ¿ì¸®³ª¶ó ÀǷẸÇè °°ÀÌ Ä¡·áºñÀÇ 30%~40% ´Â ³»°¡ ºÎ´ãÇØ¾ß ÇÕ´Ï´Ù. (AIG º¸ÇèÀº »óÇØ Ä¡·áºñ´Â 100% º¸»óµÇ¸ç, Áúº´ Ä¡·áºñ¿¡´Â 10¸¸¿øÀÇ ¸éÃ¥±Ý¾×ÀÌ ÀÖ½À´Ï´Ù. ¸¸¾à, ÆÈ °ñÀý·Î Ä¡·áºñ 200¸¸¿øÀÌ ³ª¿Ô´Ù¸é AIG´Â 100% º¸»óµÇ¸é ¹Ì±¹ Çб³ º¸ÇèÀÇ °æ¿ì 50¸¸¿ø ÀÌ»óÀº º»ÀÎÀÌ ºÎ´ãÇÏ¿©¾ß ÇÕ´Ï´Ù.) ex) ¹Ì±¹¿¡¼ ¸ÍÀå¿° Ä¡·á½Ã ÃÖ¼Ò 1500¸¸¿ø , °¨±â·Î 3ÀÏÁ¤µµ ÀÔ¿ø½Ã ÃÖ¼Ò 100¸¸¿ø ÀÌ»ó
4. ¹Ì±¹ Çб³º¸Ç躸´Ù AIG º¸Çè·á°¡ 30%~40% Á¤µµ Àú·Å ÇÕ´Ï´Ù. AIG À¯Çлýº¸Çè / ÃâÀåÀÚ º¸Çè °¡ÀԽà ¹Ì±¹ ÇöÁö¿¡ 24½Ã°£ ¼ö½ÅÀںδã Çѱ¹¾î Áö¿ø ¼¾Å͸¦ ¿î¿µÇϰí ÀÖÀ¸¹Ç·Î ¸¸¾àÀÇ »ç°í ¹ß»ý½Ã Æí¸®ÇÏ°Ô ÀÌ¿ëÇϽǼö ÀÖ½À´Ï´Ù. ¹Ì±¹: 800-358-2759 ij³ª´Ù: 888-233-9858 È£ÁÖ:800-143-266
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